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Mortgage Center

 

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Michael Hogan - 509-280-8173

Chimney Rock Mortgage - www.chimneyrockmortgage.com
421 W. Riverside
Spokane, WA 99201

Please visit Chimney Rock Mortgage at www.chimneyrockmortgage.com. Click the large blue "Apply Now" button to start the mortgage pre-approval process.   This takes only 15 to 20 minutes and you will receive a pre-approval letter, truth in lending statement, a good faith estimate of settlement charges, and a loan application within 24 hours. Please follow all the steps and provide as much information as you can.  Once Mr. Hogan receives your application he will contact you and notify me that you have taken that step in gaining a letter of pre-approval for a mortgage.  

See the history of Mortgage Interest Rates: Click here.  

See what todays mortgage interest rates are: Click here.

 


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Residential Escrow Rates 

1.78% for Seller to State

6% Realtor fee (1.5% goes to the selling broker, 1.5% goes to the listing broker,

1.5% goes to the selling Realtor, and 1.5% goes to the buying Realtor).

Escrow fees are based on the below chart of sale prices. 

 

 Sales Prices Minimum Escrow Fee   
 from    to  to each buyer and seller + tax
 $  00,000.00 - 50,000.00   225.00 244.36 
50,001.00  - 75,000.00  250.00 271.50
75,001.00  - 100,000.00  275.00 298.68
100,001.00  - 25,000.00  300.00 325.80
125,001.00  - 150,000.00  325.00  352..95
150,001.00  - 200,000.00  350.00 380.10
200,001.00  - 250,000.00  375.00 407.25
250,001.00  - 300,000.00  400.00 434.40
300,001.00  - 350,000.00  425.00 461.55


Escrow Charges

 

Sales Based on Purchase Price
Refinance $352.95
Refinance (out of town lender) $434.40
Refinance (WAMU, Wells Fargo, Amest) $325.80
2nd Mortgages $217.20
2nd Mortgages (with 1st mortgage) $108.60
Sub Escrows $108.60
Courier/Overnight

$20.50 (per envelope (payoffs))

$20.50 (per pack(loan package)) 

Wire Fee $25.00
Reconveyance (each) $100.00
Over Five Credit Cards $10.00 (per card)
Email Doc Fee $25.00 (per package)
City LID Search $15.00

© 2017 The Spokane Association of Realtors. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes from the Spokane Association of Realtors and the Broker Reciprocity Program.sm. Real estate listings held by brokerage firms other than Windermere-Manito LLC of Spokane, WA are marked with the BR logo and detailed information about them includes the name of the listing brokers. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. Information last updated on 2017-06-23.